The Open Enrollment period for 2015 coverage is November 15, 2014 to February 15, 2015.
If you haven't enrolled in 2015 coverage by February 15, you generally can't buy Marketplace health coverage for 2015 unless you qualify for a Special Enrollment Period.
Deadlines if you have 2014 coverage
- If you were enrolled in a 2014 Marketplace plan, your coverage ended December 31, 2014. This is true no matter when your 2014 coverage began.
- To continue health coverage in 2015, you can renew your current health plan or choose a new plan through the Marketplace until February 15, 2015.
- You can change plans any time until February 15, even if you were automatically enrolled in a plan and that coverage has already begun. Change plans by the 15th of the month and your coverage begins the first day of the next month.
2015 enrollment and coverage start dates
- November 15, 2014: 2015 Open Enrollment started
- December 31, 2014: Coverage ended for all 2014 Marketplace plans
- January 1, 2015: 2015 coverage could have begun
- January 15, 2015: Enroll by this date and coverage can begin as soon as February 1
- February 15, 2015: 2015 Open Enrollment ends. Enroll by this date and coverage can begin as soon as March 1. After this date, you can enroll in or change plans for 2015 only if you qualify for a Special Enrollment Period.
You can enroll in Medicaid or the Children's Health Insurance Program (CHIP) any time of year.
If you own or operate a small business, you can start offering coverage to your employees any time.
If you don't enroll in 2015 coverage
If you don't have health coverage during 2015, you may have to pay a penalty. The fee in 2015 is higher than it was for 2014 - 2% of your income or $325 per adult/$162.50 per child, whichever is more.
MY BROTHER'S KEEPER: CREATING OPPORTUNITY FOR BOYS AND YOUNG MEN OF COLOR
"There are a lot of kids out there who need help, who are getting a lot of negative reinforcement. And is there more that we can do to give them the sense that their country cares about them and values them and is willing to invest in them?"
- President Obama, July 19, 2013
The data proves it: Boys and young men of color - regardless of where they come from - are disproportionately at risk from their youngest years through college and the early stages of their professional lives.
By the time they hit fourth grade, 86 percent of African American boys and 82 percent of Hispanic and Native American boys are reading below proficiency levels - compared to 58 percent of white fourth graders reading below proficiency levels. Source: U.S. Department of Education, Institute of Education Sciences, National Center for Education Statistics, National Assessment of Educational Progress (NAEP), 2013 Reading Assessments
African American and Hispanic young men are more than six times as likely to be victims of murder than their white peers - and account for almost half of the country's murder victims each year...MORE >>